Income Calculator — Own Your Care

How to use this calculator

1Fill in Section 1 with what you make now through an agency.

2Fill in Section 2 with your private pay rate and current client load. Watch the comparison update.

3Use Section 3 to work backward: enter a target income and see exactly how many clients you need.

Section 1 — What You Make Through an Agency

Agency hourly rate What the agency actually pays you per hour

Hours per week (agency) Your average working hours right now

Weekly

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Monthly

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Annual

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Section 2 — What You'd Make Private Pay

Your private pay rate Per hour — what you charge clients directly

Hours per week per client Average across your clients

Number of clients Your current or planned client count

Monthly expenses (optional) Supplies, mileage, insurance, etc.

Agency (now)

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per month

Private Pay

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per month (gross)

Monthly difference —

PP Weekly

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PP Monthly (net)

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PP Annual (gross)

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Section 3 — What You Need to Hit Your Goal

Target monthly income Gross, before expenses

Your rate (auto-fills from above) Or enter a different rate

Hours per client per week Or enter a different number

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clients needed

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hours per week

Fill in your target income, rate, and hours per client to see what you need.

Client Capacity Scenarios

Uses your private pay rate from Section 2. Updates automatically.

Clients	Hrs/wk each	Monthly gross	Annual gross