Quarterly Tax Estimator — Own Your Care

How to use this tool

1Enter your expected total income for the year, or what you've earned so far if you're mid-year.

2Enter your business deductions — pull the totals from your Mileage & Expense Tracker.

3Select your filing status. The results update in real time.

4Use the quarterly payment amount to make your IRS estimated tax payments on time. Late payments result in a penalty.

Income

Expected gross income this year ($)

Total you expect to earn from all private pay clients this year.

Are you entering annual or quarterly income?

We'll use this as your full-year income estimate.

Business deductions

Mileage deduction ($)

Find this in your Mileage & Expense Tracker → "Mileage deduction" card.

Business expenses ($)

Find this in your Mileage & Expense Tracker → "Business expenses" card.

Filing status

How do you file?

Other household income ($)

Spouse income, W-2 jobs, etc. Affects your tax bracket. Enter 0 if none.

Your estimate · updates as you type

Pay each quarter

Total annual tax

Set aside — % of every dollar you earn

Income & deductions

Gross business income $0

Mileage deduction − $0

Business expenses − $0

Net self-employment income $0

Tax calculation

Self-employment tax (15.3%) $0

SE tax deduction (½ of SE tax) − $0

Standard deduction (2026) − $0

Other household income + $0

Federal taxable income $0

Federal income tax $0

Effective rate 0%

Total estimated annual tax $0

2026 Quarterly payment schedule

Q1 · Jan–Mar

Due Apr 15, 2026

Q2 · Apr–May

Due Jun 16, 2026

Q3 · Jun–Aug

Due Sep 15, 2026

Q4 · Sep–Dec

Due Jan 15, 2027

This is an estimate for planning purposes only — not tax advice. Your actual tax will depend on your complete return. If your income varies significantly quarter to quarter, consult a tax professional. Pay at irs.gov/payments using the IRS Direct Pay system (free, no account needed).